RSS Articles and Information
  • Maine doctors ditch insurance, offer monthly subscriptions for primary care April 23, 2014
    Dr. Michael Ciampi of Bangor, Maine stopped taking insurance last year. Now, along with the fee-for-service practice model, he has added a subscription option.  A monthly fee covers all office visits from physicals to diagnostic testing to minor in-office procedures.  …
  • Haggling for Health Care April 21, 2014
    There are new ways to cut your medical costs dramatically. John BenJohn of New York placed a request for nasal polyp surgery on MediBid and had no outstanding bills or hidden charges after the procedure. After placing a procedure request, …
  • Are Eggs Good for You? 30 Reasons to Eat Eggs April 18, 2014
    Eggs have gotten a bad rap in the past and unfortunately, many today still believe the wide spread misinformation. Are eggs good for you? Do they cause heart disease? Do they raise cholesterol? Should I avoid them? Depending on who …
  • The Commercial Gym – A Little House of Horrors April 16, 2014
    by Lee Kurisko, MD I’m was on vacation a week ago in Florida.  I was more than happy to vacate Minnesota that week.  Despite being the first week of April, Minnesota is still getting snow.  My kids are teenagers so …
  • The Difference Matters: Dick Morris Interviews Jan Iverson April 15, 2014
    Jan Iverson speaks to Dick Morris, on April 14, 2014, about citizen-led efforts to hold Hillary Clinton accountable for the Benghazi cover up.
  • Arkansas Surgical Hospital Ranked Among Most Affordable in Statewide Study April 14, 2014
    San Francisco (April 9, 2014) – NerdWallet Health, a website that empowers consumers to make better decisions about healthcare and insurance, has found the ten most affordable hospitals in Arkansas – and North Little Rock-based Arkansas Surgical Hospital ranks sixth. …
  • Costa Rica Vacation & Medical Check-up Special April 11, 2014
    5 Days and 4 Nights Package to Costa Rica is available for $1899! It includes over 25 individual laboratory tests and scans to provide a thorough Biochemical assessment of your health, as well as 2 day tours in the area! …
  • MediBid Safe From Heartbleed Bug April 10, 2014
    As I’m sure most of you have heard, an encryption flaw in the OpenSSL cryptographic software library has inadvertently caused one of the biggest security threats ever seen on the internet. The OpenSSL cryptographic software library is used to secure …
  • Dr. Jeffrey Gallups Interviews Ralph Weber about MediBid April 9, 2014
    MediBid does what the government and politicians have been unable to do — offer low medical costs and choices.  MediBid was initially developed for Canadian patients on medical waiting lists.  Employers were interested in the model to provide benefits for …
  • The three most dangerous poisons to never eat, drink or inject again April 5, 2014
    Episode 2 of “Awakenings” with the Health Ranger reveals the 3 most insidious poisons you should NEVER eat, drink or inject again! Hear more episodes of Awakenings at NaturalNews.com
  • How to live GMO-free – Awakenings with the Health Ranger April 4, 2014
    Important tips on how to live a GMO-free life. Get Monsanto out of your food and off your back!This is episode 1 of the Health Ranger’s new series “Awakenings.” See more Awakenings episodes at NaturalNews.com
  • The Road to Serfdom is Paved with Good Intentions April 2, 2014
    by Marilyn M. Singleton, M.D., J.D. What do TSA groping, NSA data-mining, and mercury-laced fluorescent light bulbs have to do with keeping your doctor? They are the products of seductively entitled but flawed laws. As Daniel Webster said, “good intentions …
  • The Patient Physician Relationship Under ObamaCare April 1, 2014
    AAPS Capitol Hill Briefing: March 27, 2014 Currently there is a lot of discussion regarding health care exchanges and access to insurance. However, insurance is not care. Even if the exchanges are eventually fixed, they cannot assure access to care. …
  • After three years, Edison woman’s life is getting back on track March 31, 2014
    Debbie Pasnak suffered several broken bones in a fall, but Medicaid denied her the medical procedures she required for treatment. Medicaid kept her waiting for surgery in hospitals and rehab centers for three years. Eventually, her friend told her about …
  • If You Like Your Scam, You Can Keep It: the Attack on Out-of-Network Doctors March 28, 2014
    by G. Keith Smith, MD A patient who wanted to have a procedure at our facility asked us to file insurance. We discovered that if she had her surgery at our facility rather than at an “in network” hospital, her …
  • Doc discovers Obamacare’s shocking, dirty secret March 26, 2014
    by Lee Hieb, MD I am being impacted in many ways by the Patient Protection and Affordable Care Act, or, to give credit where credit is due, “Obamacare.” But the most stunning attack on my person came this month in …
  • Webinar: MOC Update, Paul Kempen, MD, PhD & Ken Christman, MD March 26, 2014
    Learn more at http://ChangeBoardRecert.com. “MOC, MOL, OCC and now C-MOC Beyond mere Board Certification” Presented March 23, 2014 by Paul Kempen, MD, PhD with intro by Ken Christman, MD.
  • Free Markets in Healthcare Aren’t “Broken” – Just Not Allowed to Work March 24, 2014
    by Elizabeth Lee Vliet, MD Democrats excel at “message discipline”—sticking to talking points whether their script is factually correct or not. Repeated often enough, the script becomes “truth.” Democrats’ script says: “The U.S. healthcare system is broken. Free-markets didn’t work; …
  • 2014 03 23 13 02 MOC Update March 24, 2014
  • A Better Way to Save $1 Trillion March 21, 2014
    Cutting back on national medical spending would save money, but the quality of patient care would decrease and waiting times would increase.  These are the problems other countries are having.  Money is saved by creating a free market in medical …

The fitness and wellness provisions in Obamacare you may have missed

Due to Obamacare, many fitness and health procedures are to be completely covered by insurance.  Patients feel that they are getting them for free, since they are not paying at time of services rendered, but their premiums will greatly increase for this prepaid medical care.  A large amount of the costs go toward treating preventable disease such as obesity and its health risks.  Employers want to increase wellness in the workplace to increase productivity.

Patients looking to improve their health due to weight issues can save money on gastric bypass or diabetes screening on MediBid.  Get the individualized care you need from physicians willing to provide affordable medical care outside the restrictive world of insurance.  Employers can also find group health plans which use HSAs, which give the power of medical decisions in the hands of employees rather than insurance.  Check out our free BMI calculator here!

Obama’s health-care law: The fitness and wellness provisions you may have missed

http://www.washingtonpost.com/lifestyle/wellness/obamas-health-care-law-the-fitness-and-wellness-provisions-you-may-have-missed/2012/08/07/855c5336-d9eb-11e1-b829-cab78633af7c_story.html

Lenny Bernstein                         August 9, 2012

Perhaps you’ve had a mammogram recently, or taken a child for an immunization or consulted with a specialist about a weight problem. Since late 2010, those visits to health-care providers have carried an additional benefit: They’re free. Under the Patient Protection and Affordable Care Act, signed into law 28 months ago and largely upheld in June by the Supreme Court, it’s illegal for insurers to charge consumers a co-payment for a long list of health care services designed to prevent disease.

In fact, while they have been largely overshadowed by the furor over the requirement that everyone carry health insurance, there are many provisions in the law designed to encourage wellness, fitness and prevention. It’s an effort to improve health and reduce the ever-escalating cost of health care.

Some measures have been in effect for nearly two years and escaped cancellation when the Supreme Court preserved the law. Others are on the way. Just last week, the controversial regulations on free contraceptives and other preventive care for women took effect.

A large portion of health-care costs are attributable to preventable disease. Federal statistics show, for example, that more than one-third of American adults are obese — a condition that carries all manner of health risks, such as Type 2 diabetes, heart disease and high blood pressure. The health-care law tilts heavily toward preventive services and developing new prevention policies.

“When you remove cost barriers, people are much more likely to use services, and that’s been demonstrated for many, many years,” said Karen Pollitz, a senior fellow at the Kaiser Family Foundation who specializes in health-care reform and private insurance.

The benefits kick in when your health insurance plan changes or is updated. According to the Department of Health and Human Services, 54 million people have received free services under the law that previously would have cost them at least a co-payment.

Workplace benefits

Most people will feel the greatest tangible impact of the new law where they work. That only makes sense. It’s where most of us get our health insurance, and employers increasingly have been turning to wellness programs to cut costs anyway.

A 2010 study by Harvard University researchers, published in the journal Health Affairs, concluded that “medical costs fall by about $3.27 for every dollar spent on wellness programs and that absenteeism costs fall by about $2.73 for every dollar spent.” It remains difficult, however, to pinpoint which wellness programs produce the greatest bang for employers’ buck.

Beginning in 2014, the health-care law will allow employers to increase incentives for participation in programs that require an employee to achieve an agreed-upon wellness goal, such as giving up tobacco or losing a certain amount of weight. The incentive can be as much as 30 percent of an employee’s insurance costs, and in some cases as much as 50 percent. That is up from 20 percent allowed by law now.

Employers also may continue to offer help that is not tied to outcome, such as subsidized gym memberships, health assessments and nutrition counseling, without limits on incentives.

“What the law is trying to do is give greater incentive to [those who] want to participate,” said Mayra Alvarez, director of public health policy in HHS’s office of health reform.

“Corporate America now understands that a healthy workforce is very productive and beneficial to their bottom line,” said Scott Goudeseune, president and chief executive of the American Council on Exercise.

But the increased benefits are not without controversy. Some experts are concerned that by providing premium discounts to workers who participate in such programs, employers are, in effect, penalizing those who don’t or physically can’t. The law demands that employers provide reasonable alternatives for them, but patient advocates are concerned about how this will be implemented.

Even more worrisome to other analysts is the provision that allows the incentives to be conditioned on the results participants achieve in certain programs. But as long as the program is reasonably designed and not a subterfuge for discrimination, Pollitz said, the law allows it.

Insurers, health-care providers and employee advocates are awaiting regulations that will govern how this provision is carried out.

What’s in it for you

Under the law, the following health care services, and many others, must be offered free.

Adults: Screening for HIV and other sexually transmitted diseases, colorectal cancer and depression; immunizations; obesity counseling and help quitting smoking.

Women: Screenings for gestational diabetes and cervical cancer; well-woman visits.

Children: Behavioral assessments, body mass index measurements, vision and lead screening.

Seniors: Under Medicare, bone mass measurement, prostate cancer screening, cholesterol and cardiovascular screening, flu shots.

Community grants

Parts of the law are not targeted at individuals. Congress authorized $12.8 billion between 2010 and 2019 for a Prevention and Public Health Fund designed to help communities improve the wellness of their residents.

The money will help cities, counties and states improve public health facilities, such as laboratories, and train personnel for public health work. The government will launch a major research project to determine which wellness programs work best.

Some of the more unusual work may come out of the law’s Community Transformation Grant program, which to date has awarded $103 million to reduce obesity, improve access to nutritious food and beef up anti-smoking programs.

The state of Maryland is the only local jurisdiction to receive such a grant so far, $1.9 million that it will spend outside the state’s five major population centers.

Working with cities, counties and nonprofits, the state is sending staffers to convince owners of the benefits of constructing smoke-free apartment buildings for the poor (lower insurance rates, easier upkeep) or preserving single buildings or floors as smoke-free, said Donald Shell, director of the center for chronic disease prevention at the state Department of Health and Mental Hygiene.

Other workers are headed into schools to educate principals on the need for recess (healthier, more attentive students) and help them change the fare in vending machines from junk food to more healthful snacks. Still others will work with private businesses to promote walk breaks, health-risk assessments, nutritious cafeteria food and gym subsidies for employees. And some will try to remove community barriers to fitness, such as inadequate bus service that keeps the elderly from senior centers.

Progress can be slow in some areas: Doughnuts are still among the best-sellers for civic groups trying to raise money, Shell said.

“The reality is that people say, ‘If we offer healthy stuff, we don’t make any money,’ ” Shell said.

By the numbers

28
The number of months the Patient Protection and Affordable Care Act has been in effect.

54 million
The number of people who have received free services under the law.

$3.27
The amount that medical costs fall per dollar spent on workplace wellness programs.

$1.9 million
The amount of a grant Maryland received to spend on wellness initiatives.



At MediBid, we restore market forces to medical care. Doctors get to set their own rates based on their training, experience, and outcomes, and patients get to shop for medical care across state lines and international borders. Many times with MediBid, you will find procedures that are more effective than procedures allowed, or covered by health plans. Transparency and competition are the only way to achieve reasonable costs. Many of our employer clients offering group health insurance through MediBid save $5,000 per employee per year. Those are substantial savings. Patients are saving an average of 48% vs. insurance discounted rates, or 80% vs. retail. Contact us for more information.
Share

Comments

This entry was posted in Business and Medicine, Common Sense Health Care Solutions, Cost of Health Care, Economics, Free market medicine, Health (taking care of yourself), Health Care News, Health Care Reform, Health Care Repeal, Health Care Taxes, Health Law and Legislation, Insurance, Obamacare, Tax Increases and tagged , , , , , , , , , , . Bookmark the permalink.
Categories
Bulk Email Sender

Switch to our mobile site