How Would the AHCA Affect Employer Health Coverage?

If the American Health Care Act becomes law, those who are self-insured or have Medicaid may be the most affected. Half of all Americans get their health insurance through their employer, and the Act may bring changes to large employer benefit programs. Employers could increase premiums or stop offering coverage entirely. Employers have offered health … Continued

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Employers Retain Health Benefits Despite Earlier Predictions

“If you like your health plan, you can keep your health plan.” Not so true for individuals, but employers believe it is a good idea. The creators of Obamacare predicted that employers would drop coverage and make employees purchase insurance off of the federal marketplace, but those predictions have been proven quite wrong. Most companies … Continued

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Employer Insurance – The Devil is in the Details

During World War ll, employer-sponsored healthcare was born.  The government dangled tax-free healthcare at employers and they took the bait. Some may think it is the insurance companies and pharmaceutical industry that have caused so many problems; it is these employer plans that resulted in higher costs, fewer options, and lower quality. These plans prevent … Continued

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Should a Business Offer Healthcare Benefits?

Offering healthcare benefits is optional for small businesses, but is important to an employee as one of the most popular benefits in a compensation package. An employer who wishes to stay competitive with other businesses in the community will most likely offer benefits. Obamacare requires employers with more than 50 employees to provide healthcare coverage. … Continued

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Employer Obamacare Reporting Requirements Begin Jan. 1

The President’s unilateral delay of the employer mandate is about over, and businesses with 50 or more full-time employees will have to start filing detailed reports with the IRS in January 2015, notes the Association of American Physicians and Surgeons (AAPS). “Full time” means 30 hours or more. Congressman Michael Burgess (R-Tex.) called attention to … Continued

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Yet Another ObamaCare Miscalculation

by Marilyn Singleton MD, JD On November 13th, the Government Accountability Office (GAO) issued a report finding that that enrollment for the state-operated Small Business Health Options Program (SHOP), created by the Affordable Care Act, was significantly lower than expected. The 18 State-based-SHOPs had enrolled about 76,000 individuals—including employees, their spouses, and dependent children—in plans … Continued

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