WHITE PAPER
How Health Care Reform Will Affect Small Companies
Route Three Benefits – August 2011

The results of healthcare reform will be widely felt by small business with slim margins, and high rates of uninsureds. The many taxes, and other legislated changes will drive up insurance rates for most, making it even less affordable. The increase will vary from state to state, and the age and health of your employees will pay a factor.

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WHITE PAPER
Unsustainable: The Rising Cost of Healthcare
MediBid – May 2013

Heathcare costs have been rising for many years at a rate that outpaces wage inflation. Starting January 2014, this trend will get even worse as some of the more costly mandates of the Affordable Care Act (ACA) take effect.

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WHITE PAPER
Health Care Sharing Option for Faith Based Employers
Route Three Benefits – 2016

There is an exemption from the individual penalty in the Affordable Care Act (ACA), under section 5000A(d)(2)(B), for individuals who are members of health care sharing ministries. However, if you are an employer with more than 50 full time “equivalent” employees, you may still be subject to a penalty of $2,160 per employee after the exemption. What are your options?

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