The pitfalls of Obamacare are that it makes healthcare affordable to the employee, yet unaffordable to dependents. Some plans cover children, but not spouses. This means less options for families. The independent physicians are being bought out by hospitals and corporations. Private physicians are closing up shop and small business owners are not hiring. There will be more part-time jobs and outsourcing so there will be no extra cost for healthcare needs. MediCrats will be deciding if your procedure is medically necessary – administrators making your medical decisions. Physicians will be wanting more pay, and patients will be wanting more services for their higher premiums. Most of these cost hikes and penalties begin in 2015, and 2016 will be even worse.