From 1607 when some of the first settlers arrived in America, we have been a society which has given more than we have taken. Our work ethic, and generosity has paid off 100 fold for centuries, and made us the most wealthy nation in history.
Captain John Smith proclaimed after the killing winter of 1609 when only 50 of the original settlers survived due to the take-take-take attitudes of the aristocrats, that “He who does not work, shall not eat”
Even President John F. Kennedy said; “Ask not what your country can do for you, ask what you can do for your country”. Since that famous speech, we have moved so drastically away from these American ideals.
We now have more current debt in America, than we can possibly produce in a year. The government has been spending more money than it has taken in for years, and in the last 3-4 years, this has drastically increased.
As a society, our elected officials are telling us that we are entitled to take more from “health insurance” than we put in. They think that we are SOOOOO stupid that we believe that! Common sense tells us that if we put a dollar into a pool, we can only take out 80 cents, UNLESS we take from someone else.
Does entitlement mean theft?
We need to understand that the principles we learned in 3rd grade math apply to healthcare finance. If you put 5 apples into a basket, you can’t take 6 out. …..unless you steal someone else’s apple.
So, how can we finance healthcare without relying on theft?
We need to make a budget for our expected health expenses (a concept Washington does not understand). Then we need to make a plan on how to put aside that amount of money, and if we are smart, it will be in pre-tax dollars. Then we need to buy a real insurance plan for unexpected catastrophic expenses which could wipe us out financially. Insurance would return to its true purpose, which existed prior to 1965, and our healthcare expenditures would probably drop by 50%.
We can no longer be dependents of the rich, or of the government, or of the massive health insurance behemoths.
Ask not what the rich can do for you, ask what you can do for yourself.