There is no question that the cost of healthcare will rise with the passage of the new laws. The question is how to become as cost effective within the new laws.
The fact is, that you probably won’t be able ot keep the health plan you have, and you’ll certainly be paying higher costs.
Starting in 2014, when health insurance becomes guaranteed issue, and the fines for non compliance start, more choices will become available. If you look at the fine, not as a tax, but as a “place holder”, you may come up with a better strategy. Paying the fee, which is only $95 a year in 2014, and $695, or 2.5% of your income in 2016, will be less than paying insurance premium. I believe that Blue Cross has statistics which indicate that 85% of Americans spend less than $1,000 per year in medical care, so budget for around $85 per month for routine care, and be sure to negotiate for a cash price.
MediBid allows cash paying patients ot get market pricing on medical care. With MediBid, you can shop across state lines, or international boundaries. Simply visit MediBid.com, set up your free profile, submit a medical request, and soon doctors from around the state, across the country, and around the world will be making bids on your request.