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  • Holiday Specials on Lab Tests December 18, 2014
    Give the gift of health and wellness this holiday season. This is a great way to be proactive and keep up with your health as well as that of your loved ones. Below are the December specials from DirectLabs. You …
  • The Truth About Sugar December 15, 2014
    The past decade’s focus on low-fat diet has led to an unintended consequence, an increase in sugar consumption. Many people are not aware of exactly how much sugar they are actually consuming. The sugar, processed food, and beverage industries do …
  • Yet Another ObamaCare Miscalculation December 12, 2014
    by Marilyn Singleton MD, JD On November 13th, the Government Accountability Office (GAO) issued a report finding that that enrollment for the state-operated Small Business Health Options Program (SHOP), created by the Affordable Care Act, was significantly lower than expected. …
  • Ralph Weber Talks About Root Causes of High-Priced Healthcare – Video December 10, 2014
    The main reasons that health care costs so much are because of lack of transparency, lack of competition, and the complexity of the system. There is a lack of transparency between the patient and the provider, as well as between …
  • Here’s The Thing #6: Root Causes December 10, 2014
  • Yogurts: Not All Are Created Equal December 8, 2014
    by Adrienne Snavely Most commercial yogurts are full of artificial colors, flavors, and sugar, which stimulate disease-causing bacteria, yeast, and fungi in the gut. This overpowers your good bacteria, increasing the chance you’ll get sick. Healthier yogurts are pasteurized at …
  • The Scientist, the Sage, and the Homunculus: The Psychology of Direct Pay Medicine December 7, 2014
    How Patients and Doctors Make Decisions About Payment for Care. Dr. Robert Emmons and Dr. Josh Umbehr of http://Atlas.MD discuss the psychology behind direct pay medical care. From September 4, 2014, AAPS 71st Annual Meeting.
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  • Hysteria’s History Episode02 FINAL December 4, 2014
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    Chemicals called phthalates are used to make plastic items more flexible. They are found in packaged foods and personal care products. In the past few years, studies showed that phthalate exposure put pregnant women at risk of complications and fetal …
  • Beyond Mere Board Certification: Paul Kempen, MD, PhD December 3, 2014
    Dr. Paul Kempen exposes the truth about Maintenance of Certification (MOC) in a presentation to physicians in the St. Louis area on November 22, 2014.
  • Health Benefits of Coconut Oil December 1, 2014
    Coconut oil is a saturated fat that helps you lose weight, decreases inflammation, fights infection, and protects the brain from Alzheimer’s disease. It works the opposite way other saturated fats do by improving the ratio of “good” to “bad” cholesterol …
  • Thanksgiving Special from MediBid for Physicians & Patients November 26, 2014
    Happy Thanksgiving from MediBid! MediBid is offering 25% off annual registration to give thanks to all of the freedom fighting doctors and facility administrators we have out there! We have a large group of self pay patients looking for quality …
  • Fraser Institute: Waiting Your Turn, Medical Wait Times in Canada 2014 November 26, 2014
    The Fraser Institute study, Waiting Your Turn: Wait Times for Health Care in Canada, is Canada’s only comprehensive measurement of wait times for medically necessary health care. Based on an annual survey of physicians practising in 12 specialties in each …
  • Why You Should Eat More Prunes November 24, 2014
    Many people are not fans of prunes, yet sales of “dried plums” are on the rise. Prunes have been a popular digestive remedy for decades with their fiber, stool loosener, and natural laxative compound. They are a sweet treat for …
  • ACA Architect Gruber Insults Voters November 21, 2014
    MIT economist Jonathan Gruber (an architect of Obamacare) has emerged in a handful of videos insulting the American public. In one video, Gruber discusses how voters’ “lack of economic understanding” enabled a politically unpopular tax on “Cadillac” health plans to …
  • Are You Vitamin D Deficient? November 19, 2014
    Many Americans believe they are not at risk for Vitamin D deficiency because they eat D-fortified foods. These foods do not contain enough Vitamin D to benefit your health. Vitamin D is not a regular vitamin, but a steroid hormone …
  • Ambulance Drones Could Help You Survive a Heart Attack November 17, 2014
    Heart disease is the #1 cause of death in the United States. The odds of surviving a heart attack outside of a hospital is only 8%. Four out of five heart attacks occur at home where there is no emergency …
  • Eugenics in America – In the Name of Science November 17, 2014
    Marilyn M. Singleton, M.D., J.D. presents at the AAPS 71st Annual Meeting, September 5, 2014, Charleston, South Carolina
  • Supreme Court to Examine Issue of Obamacare Subsidies November 14, 2014
    The Supreme Court will decide the fate of Obamacare yet again. This new case challenges the key issue of subsidies used to assist in purchasing insurance in the exchanges. This decision to hear the King v. Burwell case has surprised …

PPACA: Deadlines Are Coming

Employers need to be fully aware of the consequences of the healthcare choices they will be faced with in the coming weeks and months. Many health insurance brokers are not equipped to advise you on the wise choices to make.

Reducing taxes and costs is important. That’s why MediBid benefit consultants are equipped to guide you through the minefield ahead and help you save money on healthcare.

PPACA: Deadlines Are Coming | LifeHealthPro.

William Gallagher Associates Insurance Brokers Inc. has tried to boil the news into a short note: U.S. employers will face many health benefits compliance deadlines in the coming year.

Some employers and brokers may have been closing their eyes, putting their fingers in their ears and hoping the U.S. Supreme Court would make the deadlines associated with the Patient Protection and Affordable Care Act of 2010 (PPACA) go away.

The court ruled June 28 that the U.S. Constitution does give Congress the authority to impose a tax on individuals who fail to own a minimum amount of health insurance starting in 2014, and that Congress does have the authority to use promises to new funding to encourage states to expand access to state Medicaid programs.

Opponents continue to fight PPACA implementation in Congress, at the state government level, at the polls, and in the courts.

Although the Supreme Court now has rejected some cases challenging the constitutionality of PPACA, others are working their way through the courts, and new cases could crop up.

But, for now, at least, PPACA is the law of the land.

The law of the land will require insurers that failed to spend 85% of the 2011 revenue from large group plans and 80% of the 2011 revenue from small group plans on health care and quality improvement efforts to send the plans rebates by Aug. 1, according to William Gallagher, Boston.

William Gallagher also discusses other upcoming PPACA benefit plan dates of interest:

  • Plan years starting on or after Aug. 1: New women’s preventive coverage requirements take effect.
  • Plan years starting on or after Sept. 23: Affected insurers and plans are supposed to start providing summaries of benefits and coverage (SBCs).
  • Plan years starting on or after Jan. 1, 2013: Employers with flexible spending accounts (FSAs) are supposed to start capping employees’ FSA contributions at $2,500 per year.
  • Jan. 1, 2013: Employers that issues more than 250 Form W-2 forms to employees will have to start reporting the total cost of employer-sponsored health coverage in W-2 Box 12.
  • July 31, 2013: Plan sponsors and insurers will have to start paying a fee to fund research concerning how effective, and how cost-effective, various treatments other. The initial fee is set to be $1 per member per plan year.

The firm also notes that some of its clients may get letters from the U.S. Department of Labor about PPACA audits.

“Any clients receiving a letter from the [department] should retain counsel to help them with the audit process,” the firm says.



At MediBid, we restore market forces to medical care. Doctors get to set their own rates based on their training, experience, and outcomes, and patients get to shop for medical care across state lines and international borders. Many times with MediBid, you will find procedures that are more effective than procedures allowed, or covered by health plans. Transparency and competition are the only way to achieve reasonable costs. Many of our employer clients offering group health insurance through MediBid save $5,000 per employee per year. Those are substantial savings. Patients are saving an average of 48% vs. insurance discounted rates, or 80% vs. retail. Contact us for more information.
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