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  • Maine doctors ditch insurance, offer monthly subscriptions for primary care April 23, 2014
    Dr. Michael Ciampi of Bangor, Maine stopped taking insurance last year. Now, along with the fee-for-service practice model, he has added a subscription option.  A monthly fee covers all office visits from physicals to diagnostic testing to minor in-office procedures.  …
  • Haggling for Health Care April 21, 2014
    There are new ways to cut your medical costs dramatically. John BenJohn of New York placed a request for nasal polyp surgery on MediBid and had no outstanding bills or hidden charges after the procedure. After placing a procedure request, …
  • Are Eggs Good for You? 30 Reasons to Eat Eggs April 18, 2014
    Eggs have gotten a bad rap in the past and unfortunately, many today still believe the wide spread misinformation. Are eggs good for you? Do they cause heart disease? Do they raise cholesterol? Should I avoid them? Depending on who …
  • The Commercial Gym – A Little House of Horrors April 16, 2014
    by Lee Kurisko, MD I’m was on vacation a week ago in Florida.  I was more than happy to vacate Minnesota that week.  Despite being the first week of April, Minnesota is still getting snow.  My kids are teenagers so …
  • The Difference Matters: Dick Morris Interviews Jan Iverson April 15, 2014
    Jan Iverson speaks to Dick Morris, on April 14, 2014, about citizen-led efforts to hold Hillary Clinton accountable for the Benghazi cover up.
  • Arkansas Surgical Hospital Ranked Among Most Affordable in Statewide Study April 14, 2014
    San Francisco (April 9, 2014) – NerdWallet Health, a website that empowers consumers to make better decisions about healthcare and insurance, has found the ten most affordable hospitals in Arkansas – and North Little Rock-based Arkansas Surgical Hospital ranks sixth. …
  • Costa Rica Vacation & Medical Check-up Special April 11, 2014
    5 Days and 4 Nights Package to Costa Rica is available for $1899! It includes over 25 individual laboratory tests and scans to provide a thorough Biochemical assessment of your health, as well as 2 day tours in the area! …
  • MediBid Safe From Heartbleed Bug April 10, 2014
    As I’m sure most of you have heard, an encryption flaw in the OpenSSL cryptographic software library has inadvertently caused one of the biggest security threats ever seen on the internet. The OpenSSL cryptographic software library is used to secure …
  • Dr. Jeffrey Gallups Interviews Ralph Weber about MediBid April 9, 2014
    MediBid does what the government and politicians have been unable to do — offer low medical costs and choices.  MediBid was initially developed for Canadian patients on medical waiting lists.  Employers were interested in the model to provide benefits for …
  • The three most dangerous poisons to never eat, drink or inject again April 5, 2014
    Episode 2 of “Awakenings” with the Health Ranger reveals the 3 most insidious poisons you should NEVER eat, drink or inject again! Hear more episodes of Awakenings at NaturalNews.com
  • How to live GMO-free – Awakenings with the Health Ranger April 4, 2014
    Important tips on how to live a GMO-free life. Get Monsanto out of your food and off your back!This is episode 1 of the Health Ranger’s new series “Awakenings.” See more Awakenings episodes at NaturalNews.com
  • The Road to Serfdom is Paved with Good Intentions April 2, 2014
    by Marilyn M. Singleton, M.D., J.D. What do TSA groping, NSA data-mining, and mercury-laced fluorescent light bulbs have to do with keeping your doctor? They are the products of seductively entitled but flawed laws. As Daniel Webster said, “good intentions …
  • The Patient Physician Relationship Under ObamaCare April 1, 2014
    AAPS Capitol Hill Briefing: March 27, 2014 Currently there is a lot of discussion regarding health care exchanges and access to insurance. However, insurance is not care. Even if the exchanges are eventually fixed, they cannot assure access to care. …
  • After three years, Edison woman’s life is getting back on track March 31, 2014
    Debbie Pasnak suffered several broken bones in a fall, but Medicaid denied her the medical procedures she required for treatment. Medicaid kept her waiting for surgery in hospitals and rehab centers for three years. Eventually, her friend told her about …
  • If You Like Your Scam, You Can Keep It: the Attack on Out-of-Network Doctors March 28, 2014
    by G. Keith Smith, MD A patient who wanted to have a procedure at our facility asked us to file insurance. We discovered that if she had her surgery at our facility rather than at an “in network” hospital, her …
  • Doc discovers Obamacare’s shocking, dirty secret March 26, 2014
    by Lee Hieb, MD I am being impacted in many ways by the Patient Protection and Affordable Care Act, or, to give credit where credit is due, “Obamacare.” But the most stunning attack on my person came this month in …
  • Webinar: MOC Update, Paul Kempen, MD, PhD & Ken Christman, MD March 26, 2014
    Learn more at http://ChangeBoardRecert.com. “MOC, MOL, OCC and now C-MOC Beyond mere Board Certification” Presented March 23, 2014 by Paul Kempen, MD, PhD with intro by Ken Christman, MD.
  • Free Markets in Healthcare Aren’t “Broken” – Just Not Allowed to Work March 24, 2014
    by Elizabeth Lee Vliet, MD Democrats excel at “message discipline”—sticking to talking points whether their script is factually correct or not. Repeated often enough, the script becomes “truth.” Democrats’ script says: “The U.S. healthcare system is broken. Free-markets didn’t work; …
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  • A Better Way to Save $1 Trillion March 21, 2014
    Cutting back on national medical spending would save money, but the quality of patient care would decrease and waiting times would increase.  These are the problems other countries are having.  Money is saved by creating a free market in medical …

Big Changes in College Health Plans

By dropping these low-cost plans, the students are once again a responsibility of their parents and the parents’ employers, an extra expense brought by kids now living on their own.  Parents may pay for their tuition, but many students pay for their own housing, food and clothing, and health care needs what little that might be.  By age 26, students have graduated from school and are in the real world with real jobs and real bills.  There is no reason why parents must carry their children along for that long.  The “students” may even have children of their own by that point.  Should grandparents pay those bills too?

Young people need to learn self-reliance, not how to mooch as much as possible.  Ending plans for college students is a bad idea.  These are plans that the students select and purchase with their own money.  This teaches responsibility, to work hard and buy what they choose with their own money. With an affordable plan, as referenced to in the article, they could save up money from their part-time jobs to pay cash for any health needs they might have rather than just beer money.  With the rising rates of these student plans, more will be dropping coverage.  Employers will also be reducing what they pay for dependent coverage, so employees with college-age students will be losing coverage for their children.  All the more reason for college students to take care of their own health plan arrangements.

Big Changes in College Health Plans

Schools Are Raising Premiums Sharply or Dropping Offerings Altogether as Low-Benefit Options Are Disallowed

By LOUISE RADNOFSKY

Some colleges are dropping student health-insurance plans for the coming academic year and others are telling students to expect sharp premium increases because of a provision in the federal health law requiring plans to beef up coverage.

The demise of low-cost, low-benefit health plans for students is a consequence of the 2010 health-care overhaul. The law is intended to expand coverage to tens of millions of uninsured Americans, but it is also eliminating some insurance options.

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At MediBid, we restore market forces to medical care. Doctors get to set their own rates based on their training, experience, and outcomes, and patients get to shop for medical care across state lines and international borders. Many times with MediBid, you will find procedures that are more effective than procedures allowed, or covered by health plans. Transparency and competition are the only way to achieve reasonable costs. Many of our employer clients offering group health insurance through MediBid save $5,000 per employee per year. Those are substantial savings. Patients are saving an average of 48% vs. insurance discounted rates, or 80% vs. retail. Contact us for more information.
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