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  • A Healthy Body for Everybody – July Lab Specials July 3, 2015
    This is a great way to be proactive and keep up with your health as well as that of your loved ones. Women’s Health Check  $109 (Regular Price $179, Retail $823) This valuable package of laboratory tests is structured with …
  • Colonoscopies: Don’t Flush Your Money Down the Drain July 1, 2015
    Preventative medical procedures, such as colonoscopy, are now required to be covered by Obamacare health insurance plans, as well as the anesthesia it requires. What may be more uncomfortable than the procedure itself is the price of the bowel prep …
  • Taking Control of Your Medical Records June 29, 2015
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  • High Deductible Plans are Changing Patient Interaction June 26, 2015
    High deductible plans are changing where patients get medical care and how they pay for it. Once a bill exceeds 5% of household income, patients most likely cannot pay for it themselves. Major employers offer high deductible plans (an average …
  • Beet Juice Lowers Blood Pressure June 24, 2015
    A small study in London showed that drinking a cup of beetroot juice significantly lowered blood pressure in hypertensive patients within six hours. After 24 hours, their blood pressure remained lower than those in the control group. The benefits come …
  • Supreme Court Decision on Healthcare Subsidies to Come This Week June 22, 2015
    by Jane Orient, MD The Big Lie of ObamaCare is in the title: the Affordable Care Act. Administration officials invoke “affordable” over and over again. The U.S. Supreme Court could well blow the Democrats’ cover in King v. Burwell if …
  • Shopping While Hungry Leads to Poor Eating All Week June 19, 2015
    A study at Cornell University examined the food selections that a group of shoppers put in their virtual online grocery cart. The shoppers that had not eaten four or five hours beforehand selected 23% more processed junk food than those …
  • Long ER Waits Continue in Canada as Budget Cuts Increase June 17, 2015
    Lee Parker of Ottawa had to wait 48 hours in the Emergency Room before being admitted for heart attack complications. He watched other patients come in, but since there was no room for them, they lay on gurneys in the …
  • Health Benefits of Cucumbers June 15, 2015
    There are hundreds of varieties of cucumber and dozens of colors. Cucumbers are a fruit, not a vegetable, as most people think. They are a good source of phytonutrients with antioxidant, anti-inflammatory, and anti-cancer benefits. The peel and seeds are …
  • Should a Business Offer Healthcare Benefits? June 12, 2015
    Offering healthcare benefits is optional for small businesses, but is important to an employee as one of the most popular benefits in a compensation package. An employer who wishes to stay competitive with other businesses in the community will most …
  • Study Shows Some Hospitals Inflate Prices 1000% June 10, 2015
    A study published recently in Health Affairs shows that hospitals mark up their prices, often 10 times the actual cost. The 50 most expensive hospitals in the US are for-profit and have an average markup of 1010%. Out of network …
  • How to Keep Mosquitos Away June 3, 2015
    by Adrienne Snavely In the summer, spending more time outdoors means spending more time out with mosquitos, of which 200 species can be found in the US. It seems to be hard to escape their itchy bites, but protecting yourself …
  • Buying Real Health Insurance is a Crime June 1, 2015
    It’s illegal to sell true health insurance in America. With true insurance, such as auto insurance, we pool our risks to reduce the financial burdens brought on with unforeseen accidents or illness. Insurance originated with churches and labor unions, then …
  • Coffee Bean Extract Lowers Blood Sugar May 29, 2015
    Manufacturers of green coffee extract in Austin, TX conducted a study in India on the effects of unroasted coffee beans on blood glucose. All participants were normal weight with normal blood sugar. All of them had results of lowered blood …
  • Implanted Heart Devices Affected by iPads May 27, 2015
    A new study has found that the magnetic interference from iPads could alter the settings or even deactivate implanted defibrillators. This interference comes from the magnets imbedded in the iPad 2 and its Smart Cover. Magnets in the heart devices …
  • Canadian Cancer Patient Says Korean Surgery Saved His Life May 22, 2015
    Gerd Trubenbach of British Columbia was diagnosed with cancer, as a huge tumor was growing in his neck. His family doctor suggested that the tumor could not be removed and there was nothing else that could be done. The wait …
  • How to Prevent Hemorrhoids May 20, 2015
    Many people have hemorrhoids at some time, and they are a common problem. Hemorrhoids are swollen veins in the anal canal, which can be painful but not usually serious. They are caused from too much pressure on the veins in …
  • Emergency Room Visits Increase with Obamacare May 15, 2015
    Obamacare predicted that expanding health insurance coverage for the poor would reduce costly emergency room visits. A new study has found that newly insured people are actually visiting the ER more often, 40% more often than those who are uninsured. …
  • Transparency: Changing the US Healthcare System May 13, 2015
    Ralph Weber, President and CEO of MediBid, is interviewed by David Saltzman of ShiftShapers. Mr. Weber has been in the benefits business since the mid 1990s, serving clients in the US, Canada, and around the globe. A lack of information …
  • Appalachia Sees Increased Cases of Hepatitis C May 11, 2015
    Infections of Hepatitis C, a contagious liver infection spread by blood contact, has more than tripled in Appalachia – Kentucky, Tennessee, Virginia, and West Virginia – fueled by prescription drug abuse in rural areas. About 73% of patients are under …

Big Changes in College Health Plans

By dropping these low-cost plans, the students are once again a responsibility of their parents and the parents’ employers, an extra expense brought by kids now living on their own.  Parents may pay for their tuition, but many students pay for their own housing, food and clothing, and health care needs what little that might be.  By age 26, students have graduated from school and are in the real world with real jobs and real bills.  There is no reason why parents must carry their children along for that long.  The “students” may even have children of their own by that point.  Should grandparents pay those bills too?

Young people need to learn self-reliance, not how to mooch as much as possible.  Ending plans for college students is a bad idea.  These are plans that the students select and purchase with their own money.  This teaches responsibility, to work hard and buy what they choose with their own money. With an affordable plan, as referenced to in the article, they could save up money from their part-time jobs to pay cash for any health needs they might have rather than just beer money.  With the rising rates of these student plans, more will be dropping coverage.  Employers will also be reducing what they pay for dependent coverage, so employees with college-age students will be losing coverage for their children.  All the more reason for college students to take care of their own health plan arrangements.

Big Changes in College Health Plans

Schools Are Raising Premiums Sharply or Dropping Offerings Altogether as Low-Benefit Options Are Disallowed

By LOUISE RADNOFSKY

Some colleges are dropping student health-insurance plans for the coming academic year and others are telling students to expect sharp premium increases because of a provision in the federal health law requiring plans to beef up coverage.

The demise of low-cost, low-benefit health plans for students is a consequence of the 2010 health-care overhaul. The law is intended to expand coverage to tens of millions of uninsured Americans, but it is also eliminating some insurance options.

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At MediBid, we restore market forces to medical care. Doctors get to set their own rates based on their training, experience, and outcomes, and patients get to shop for medical care across state lines and international borders. Many times with MediBid, you will find procedures that are more effective than procedures allowed, or covered by health plans. Transparency and competition are the only way to achieve reasonable costs. Many of our employer clients offering group health insurance through MediBid save $5,000 per employee per year. Those are substantial savings. Patients are saving an average of 48% vs. insurance discounted rates, or 80% vs. retail. Contact us for more information.
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